Build your money goals with people you can trust.
Harmony Crest brings the power of traditional savings groups into the digital age by helping you automate your
savings, unlock affordable credit,and grow alongside a trusted community of members across Nigeria.
Trusted by companies like
Become a member in minutes without stress
Increase productivity with a simple to-do app. app for
managing your personal budgets.
Create your account
Sign up using your phone number and email. Build your secure
profile in seconds and gain instant access to the Harmony Crest
cooperative ecosystem.
Verify your identity
Complete a simple KYC process to keep your account protected.
contributions, This ensures your savings,
and loans remain safe and trusted.
Choose your path
Join as a regular member, or become an agent if you want to help
people in your community join Adashe and earn
commissions while doing it.
Your money goals powered by community and technology
Financial freedom comes from structure, access, and discipline. Harmony Crest brings all three together in one digital cooperative platform built for every Nigerian, no matter your background or income level.
Micro Credit
Microcredit, also known as microfinance or microloans, refers to the provision of small-scale financial services—primarily loans—to individuals or small businesses who lack access to traditional banking and financial institutions.
Business Advisory
Business Advisory is a professional service provided by experts to help organizations improve their performance, achieve their strategic objectives, and navigate complex business challenges.
Training & Development
Training and Development (T&D) is a critical function within organizations focused on improving employee skills, knowledge, and competencies to enhance individual and organizational performance.
Harmony Adashe
Adashe is a traditional financial practice commonly observed among various African communities, particularly in Nigeria, Ghana, and other West African countries.
Save Smart, Not Hard
Set up flexible savings goals and automatic contributions. Whether you’re saving solo or with your community, Harmony Crest keeps you on track and rewards your consistency.
Learn moreTrack and Grow Transparently
View your savings, contributions, and loan activities in real time. No hidden fees. No confusion. Just complete financial clarity.
App Development
Get your blood tests delivered at home collect a sample from the news your blood tests.
10 Times Award
Get your blood tests delivered at home collect a sample from the news your blood tests.
Cloud Storage
Get your blood tests delivered at home collect a sample from the news your blood tests.
Customization
Get your blood tests delivered at home collect a sample from the news your blood tests.
UX Planning
Get your blood tests delivered at home collect a sample from the news your blood tests.
Customer Support
Get your blood tests delivered at home collect a sample from the news your blood tests.
Save the way that works best for you.
Life isn’t one-size-fits-all, and your savings shouldn’t be either. With Adashe, you choose how and when you save, daily, weekly, monthly, individually, or with a group.
Automated Savings
Set up recurring contributions that run automatically based on your preferred schedule; daily, weekly, or monthly. This helps you build discipline effortlessly while your money steadily grows.
Goal-Based Savings Plans
Create dedicated savings targets for real-life needs. Each goal is tracked separately, helping you measure progress clearly, stay motivated, and avoid mixing savings with everyday spending.
Zero Hidden Charges
Harmony Crest operates with full transparency; no surprise deductions, no hidden fees, and no unclear charges. Every transaction is visible, traceable so you’re always confident about your money.
Customer support
Your financial security and peace of mind are our top priority. We are committed to delivering reliable, transparent, and customer-focused services that help you grow and protect your savings with confidence.
A system for your financial growth
Harmony Crest makes it easier for you to save consistently, access affordable loans, and grow wealth through a trusted cooperative network. Whether you’re joining as an individual, a group, or a cooperative society, everything works seamlessly from your phone.
NGN
Daily/monthSaving Product
For SMEs- Regular Saving
- Agro Saving
- Back to School Saving
- Business Saving
NGN
Daily/monthLoan Product
For Personal/SMEs- Regular Loan
- Agro Loan
- Back to School Loan
- Business Bust Loan
Management Team
Meat our well experiance Team
Shegun Samson ojobo
Short on note on him
CEO
MD
Mohammed Gidado
Short note on him
Chief Finance Officer
(CFO)
Sharafa Gbolahan Lawal
Short note on him
Head of Strategy & project management
(HSPM)
Muhammad Rabiu
Short note on him
Chief Technology Officer
(CTO)
Mr. Olanrewaju Adeyemi
Short note on him
Head Admin and Media
(HAM)
Frequently asked questions
What you want to know?
Download our App now
The rise of mobile devices transforms the way we consume information entirely and the world's most elevant channels such as Facebook.
Contact Us
You can visit us at
Suit No. 210/2011, A.Y.U Plaza, Central Round About Adjacent Gombe Line Terminus, Gombe, Gombe State+234-803-435-9199
harmonycrest@gmail.com
